All products For borrowers and small lenders

OlowoBorrow and lend on terms you can read.

Olowo makes a small loan behave like a proper agreement. What you are borrowing, what it costs, what you owe on any given day, and what happens if you are late — written down, agreed, and tracked by both sides.

Mobile apps are in final testing — join on the web today and we will tell you the moment they land.

What it does

Built around what actually goes wrong

Terms in plain words

Amount, charge and schedule shown before anyone commits. No surprise on the last instalment.

A schedule that reminds you

Every repayment with its date, and a nudge before it is due rather than a phone call after.

A record that travels

Repay well and it shows. Your history is yours, not locked in one lender’s ledger.

For lenders as well

Run a small book properly: requests, agreements, outstanding balances and who to chase this week.

How it works

A loan you can read before you sign

1

Say what you need

Post the amount and how long, once. Every approved lender whose terms fit can see it.

2

Compare real offers

Lenders reply with a rate, a charge and a schedule. Compare on the total repayable, then pick one — or none.

3

Repay on a schedule

Every instalment with its date, a reminder before it is due, and a record that builds your standing.

Try it now

See what a loan would cost

The rate range is the range lenders on Olowo actually offer today.

Interest
10,000
Total
110,000
Per month
18,333

Interest is charged once on the amount borrowed, not compounded. A lender may add a service charge, shown in their offer.

Your first five minutes

  1. Post what you need and over how long
  2. Compare offers on the total repayable
  3. Make a repayment and watch the schedule move
Get started free
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